Last updated: 4 August 2026. Not legal advice — this draft needs review by qualified counsel before publication, particularly the liability and dispute-resolution sections. The publisher and governing law are now filled in (Croatia); the limitation of liability in §11 in particular should be checked against mandatory Croatian and EU consumer law, which can override contractual limits.
These Terms of Service ("Terms") govern your use of the My Cosmic Code mobile application (the "App"), published by Krist Code Taylor, a sole proprietorship (obrt) established in Croatia ("we," "us," "our"). By downloading, installing, or using the App, you agree to these Terms. If you do not agree, do not use the App.
My Cosmic Code provides astrology, numerology, dream-journaling, and related reflective content (including a card-drawing feature called "The Deck" and compatibility comparisons between two people's charts) computed from information you choose to enter.
The App is offered for entertainment, self-reflection, and personal interest purposes only. It is not, and does not claim to be, professional advice of any kind — not medical, psychological, legal, financial, or otherwise. Astrological and numerological content reflects symbolic and traditional frameworks, not scientific or predictive claims about your future or your health. Do not use the App as a substitute for professional consultation, and do not make significant life, health, financial, or legal decisions based solely on the App's content.
Content behind the "Written by AI" label is AI-generated, drawn from the underlying chart or reading data rather than a human author, and is marked as such wherever it appears — no content in the App is presented as AI-generated when it isn't, or vice versa.
The App is intended for users aged 16 and older, and in no event for anyone under 13. By using the App, you represent that you meet this requirement. Parents or guardians are responsible for supervising use by anyone under 18 who is permitted to use the App under this section. (Note: as of this version, this requirement is stated in policy but not enforced by an in-app age check — see the accompanying DPIA-SCREENING.md for the open product item this creates.)
You may optionally register a local sign-in (email and password) to lock the App behind a simple credential. This account exists only on your device. There is no server, no cross-device sign-in, and no way for us to receive, see, or recover your email or password — "forgot password" resets the value stored on your own device and does not involve us sending you anything. You are solely responsible for whatever credential you choose and for keeping your device secure; the account is not a strong security measure (see PRIVACY.md's optional local account section) and should not be treated as equivalent to a server-backed account elsewhere.
You retain all rights to the birth data, journal entries, and any other information you enter into the App ("Your Content"). Because the App stores Your Content on your device only (see PRIVACY.md for the narrow exceptions), we do not host, access, or claim any licence to Your Content — there is nothing for us to license, since we never receive a copy.
If you enter another person's information (for example, a partner's birth data using the Compatibility feature), you represent that you have a lawful basis to do so — such as their consent, or your own legitimate personal use of the App. You are responsible for that data and for respecting the privacy of the person it describes; we have no way to verify your basis for entering it and store whatever you provide, on your device only.
Everything in the App besides Your Content — the software itself, its design, the astrological/numerological calculation logic, card art, written interpretive content (whether human- or AI-authored), and all associated trademarks and branding — is owned by us or our licensors and protected by applicable intellectual property law. You may use the App for your own personal, non-commercial purposes. You may not copy, redistribute, reverse engineer, decompile, extract, or create derivative works from the App or its content except to the extent applicable law expressly permits notwithstanding this restriction.
As of this version, the App has no real billing, in-app purchase, or subscription system — every feature is available without payment. If and when a paid tier is introduced, these Terms will be updated in the same release to describe pricing, billing cycle, cancellation, and refund terms before any payment is collected — consistent with this document's own rule that a claim here must stay true to what's actually shipped. Until then, any reference to "tiers" you may see elsewhere is aspirational product planning, not a live offer.
You agree not to:
The App is provided "as is" and "as available," without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that astrological, numerological, or other reflective content is accurate, complete, or suitable for any particular purpose — it is offered for entertainment and self-reflection, per §1, not as fact or prediction. We do not warrant that the App will be uninterrupted, error-free, or that any data you store will never be lost — because the App stores your data on your device only, with no cloud backup, uninstalling the App, losing your device, or a device malfunction can permanently delete Your Content, and it is your responsibility to use the App's Export everything feature (see PRIVACY.md) if you want a backup copy.
To the fullest extent permitted by applicable law, Krist Code Taylor (and our licensors) will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, arising out of or related to your use of the App, even if advised of the possibility of such damages. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law (for example, liability for death or personal injury caused by negligence, or for fraud).
⚠ This clause still needs a lawyer's eye. Croatian and EU consumer-protection law sets limits that a contract cannot waive, and a liability exclusion that reaches further than local law permits can be void in whole or in part — which would leave you worse off than a narrower clause.
You may stop using the App at any time, including by deleting your data in-app (see PRIVACY.md's Your rights) or uninstalling it. We may discontinue or modify the App at any time; because the App is local-first with no server dependency, an app you've already installed will generally continue to function offline even if we discontinue support or distribution, except where a future feature genuinely requires connectivity.
We may update these Terms from time to time. If we make a material change, we will update the "Last updated" date above and reflect the change in the App's in-app legal/privacy section in the same release. Continued use of a version of the App after Terms have changed for that version constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the Republic of Croatia, without regard to conflict-of-law principles, and the courts of Croatia have jurisdiction over any dispute arising from them.
⚠ Two caveats a lawyer should confirm. First, if you are a consumer resident in the EU, mandatory rules of your own country may still apply and may give you the right to bring proceedings where you live — that right cannot be signed away here. Second, no alternative dispute-resolution mechanism (arbitration, mediation) is chosen; the default is the ordinary courts, which is the simplest position for a solo developer and needs no further machinery.
If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. These Terms, together with PRIVACY.md, constitute the entire agreement between you and us regarding the App.
kristcodetaylor@gmail.com — the same contact channel as PRIVACY.md.